DOCUMENT ADVISOR

OUR DOCUMENT ADVISOR

Among the most important pre-requisites for home loan is the availability of genuine documents that help the lender establish all claims (facts, as far as you are concerned) stated by you. Banks will require proof of:

Salaried

1. Passport size photograph.
2. Age & Residence Prooof (copy of Passport, Ration Card, Driving License, PAN Card).
3. Latest 3 months Salary slip showing all earnings, deduction & net salary.
4. Form 16, ITRs for the 3 yrs.
5. Bank statements for the last six months (reflecting the salary income).
6. Photocopy of property documents.
7. Copy of approved plan.
8. In construction/repair/renovation cases: a detailed construction estimate.
9. Upfront Fee Cheque.

Self Employed

1. Passport size photograph.
2. Age & Residence Prooof (copy of Passport, Ration Card, Driving License, PAN Card).
3. Income Tax return for last 3 Yrs with computation of income duly certified by CA.
4. Balance Sheets, P&L Account for the last 3 yrs.
5. Bank statements for the last xix months (reflecting the salary income).
6. Photocopy of property documents.
7. Copy of approved plan.
8. In construction/repair/renovation cases: a detailed construction estimate.
9. Upfront Fee Cheque.

NRI(Non-resident Indian)

1.Latest four months salary slips and Appointment letter or contract letter.
2.Updated bank statement for the last six months where your salary is being credited (Overseas A/c).Latest six months bank statement of NRE/NRO account. The
    bank statement should have bank stamp or bank logo on it.
3.Tax Return for the last 3 years and Credit Report with Credit Score , if any.
4.Proof of Qualification, Marriage Certificate (if married).
5.ID Proof (clear copy of Pan Card), Residence proof - both national and international (Latest Telephone / Mobile Bill), DOB proof, Signature proof.(For applicant &
  Co-applicant) - Copy of passport and Pan Card with complete visa and work permit along with employer's letter (for applicant) and a copy of PAN card along with
  latest Telephone Bill (for co-applicant) would suffice our needs.
6. 4 photographs each for applicant and co-applicant.
7.Details of obligation, if any. Repayment track record of the same is required with latest six months bank statement from where the EMI is repaid.
8.Processing Fee Cheque from NRE/NRO account of the applicant.
9.Power Of Attorney along with 4 photographs, ID proof and an address proof of the POA (from Delhi /NCR).
10.Application Form duly filled and signed by both - the applicant and the co-applicant.